C&I loans, working capital, equipment financing, and SBA solutions — structured for business-owning clients and their advisors.
Speak with Our TeamCommercial & industrial term loans for business expansion, acquisitions, recapitalization, or working capital — structured around the business's cash flow and balance sheet.
Revolving lines of credit for operating businesses — providing flexible liquidity for payroll, inventory, seasonal needs, and short-term cash flow management.
Loans and leases for business-critical equipment — from medical and dental to manufacturing, technology, and fleet assets — with structures that preserve working capital.
Government-backed financing for qualifying businesses — lower down payments, longer terms, and competitive rates for acquisitions, business expansions, working capital, and partner buy-outs.
Real examples of how Sequoia has helped advisors access commercial financing for their business-owner clients.
A regional distribution company with $28M in annual revenue needed a working capital line to fund inventory ahead of its peak season. The business had strong cash flow but a complex ownership structure across two entities, which caused their existing bank to decline a renewal.
Sequoia placed the $4.5M revolving credit facility with a regional bank lender that understood the multi-entity structure and was comfortable with the seasonal revenue pattern. The line was approved in 22 days and provided the business with the liquidity needed to fulfill $11M in pre-season purchase orders. The advisor retained the owners' personal investment portfolios and deepened the relationship by solving a critical business financing gap.
A client sought to acquire a $9M specialty manufacturing business. As a first-time business buyer with strong personal liquidity but limited operating history, conventional bank financing required a down payment that would have depleted the client's investable assets.
Sequoia structured a $6.2M SBA 7(a) acquisition loan combined with $1.5M in seller financing, allowing the client to close with a 15% equity injection and preserve the majority of their investment portfolio. The SBA lender was experienced with manufacturing business valuations and was comfortable with the seller note structure. The transaction closed in 58 days. The advisor retained full AUM and the client has since grown the business to $14M in annual revenue.