When conventional lending falls short, Sequoia's specialty financing solutions provide creative capital for unique assets, structures, and scenarios.
Speak with Our TeamStructured financing for private aircraft and luxury vessels — with lenders who specialize in high-value asset classes and understand complex ownership and usage structures.
Financing solutions for non-US citizens and non-permanent residents purchasing or refinancing US real estate — with lenders experienced in cross-border transactions.
Specialized lending solutions for physicians, dentists, and medical professionals — including practice acquisition loans, partnership buy-ins, equipment financing, and residential mortgages with flexible income documentation for high-earning professionals.
Art, collectibles, jewelry, and other alternative assets used as collateral — through our network of specialty lenders and asset-based lending partners.
Examples of specialty financing solutions we've engineered for advisors and their clients.
A client sought to acquire a light jet through a fractional ownership entity shared with two business partners. The $6.2M transaction required a lender comfortable with shared aviation assets and a multi-party LLC structure.
We identified a specialty aviation lender in our network with specific experience in fractional jet financing. The loan was structured with the LLC as borrower, individual guarantees from each partner, and a floating rate tied to SOFR with a 15-year amortization. The transaction closed in 40 days — ahead of the client's delivery deadline. The advisor used the transaction to deepen relationships with all three business partners, each of whom became new advisory clients.
A high-earning physician sought financing for a $2.4M partnership buy-in at an established multi-specialty medical group. With significant student loan obligations and income reported through a professional corporation, conventional lenders were unable to qualify the borrower under standard guidelines.
Sequoia structured a physician-specific practice acquisition loan that underwritten on projected earnings and specialty income, rather than historical W-2s. The loan closed within 45 days with a competitive fixed rate and no prepayment penalty, allowing the physician to complete the partnership transition on schedule. The advisor retained the client's investment portfolio and deepened the relationship by facilitating a complex financing need that would otherwise have gone unmet.