Access substantial equity without disrupting your clients' investment portfolios — with HELOCs sized for high-value properties.
Speak with Our TeamLines of credit from $250K to $5M+ secured against primary residences, vacation homes, and investment properties with substantial equity.
Interest-only draw periods with flexible repayment options — ideal for clients who need liquidity on-demand without committing to a fixed repayment schedule.
Variable and fixed-rate options sourced from our lender network — structured to minimize borrowing costs while maximizing flexibility for your clients.
Underwriting that accounts for investment portfolios, trust assets, and business income — not just W-2 wages — to qualify your most complex clients.
How we've helped advisors unlock equity for clients without disrupting their investment strategies.
A client needed $2.8M for a time-sensitive business acquisition but was reluctant to liquidate a concentrated equity position during an unfavorable market window. The advisor sought a solution that preserved the investment portfolio intact.
We sourced a high-limit HELOC against the client's primary residence — a property with significant equity and no existing lien. The client drew the full line within 30 days, completed the acquisition, and repaid the line over 18 months as the business generated returns. The equity position was preserved, avoiding a taxable event and protecting long-term portfolio growth. The advisor credited the solution with strengthening the client relationship significantly.
A client planning major renovations on both a primary residence and a beach property needed flexible access to capital without taking on fixed-term debt. Traditional home equity products weren't available given the client's self-employment income.
We structured two separate HELOCs — one on each property — using bank statement underwriting to qualify based on business cash flow rather than tax returns. The client drew funds as needed across both renovation projects, paying interest only during construction. The flexible structure saved an estimated $40K in carrying costs compared to a fixed construction loan. Both projects completed on schedule and the client has since refinanced into long-term mortgages through our network.